2027 Rates Changes - Minnesota
Plan-by-plan 2027 premium changes pulled straight from insurer rate filings. Starting with Minnesota, where all six carriers have filed: what every plan costs, which plan IDs are new, and why the headline rate increase is not the increase anyone actually pays.
Latest analysis
- Health InsuranceJul 14, 2026
The Data to Grade Every Health Insurer Exists. Getting It Is the Problem.
Every health insurer files a detailed financial statement four times a year. I scanned all 50 states plus DC to find where you can read them for free. Eight states pass. Here is the map, the limits, and an ask.
- ACAJul 14, 2026
HCA's Exchange Problem Just Doubled. Somebody Has to Pay for It.
HCA previewed Q2 and quietly doubled its 2026 exchange-loss guidance to $1.0–1.2 billion. I mapped all 185 of its hospitals, and the leverage everyone assumes it has is not where you'd think.
- ACAJul 13, 2026
2027 ACA Market Exits Tracker: The Insurer Withdrawal Footprint
Insurers are pulling back from individual ACA marketplaces, citing rising medical costs and financial pressures. We mapped the exits across 836 counties and 19 states.
- ACAJul 12, 2026
2026 ACA Insurer County Participation Baseline
A fully validated, county-level analysis of the 2026 individual health insurance marketplace, mapping the competing carrier options across all 3,143 counties in the United States.
- MedicareJul 10, 2026
2026 Medicare Advantage Carrier Footprint: Who Actually Competes in Your County
A county-level baseline of Medicare Advantage carrier participation across all 3,081 counties, built from the CMS 2026 Landscape and filterable by SNP plan type.